Santam Car Insurance Overview

Car Insurance for All Your Vehicles

Owning a car in South Africa is a necessity for many people, but it comes with risks. Santam provides car insurance policies designed to meet your specific needs, offering peace of mind when you hit the road.

Why Choose Santam?

Comprehensive Coverage: Protects against accidents, theft, and other unforeseen events.
Emergency Services: 24/7 support for breakdowns, tyre changes, locksmith services, and more.
Tailored Plans: Choose from Core, Classic, or Executive plans to suit your lifestyle.
SmartPark™ Savings: Save up to 20% if you drive less than 15,000 km a year.

Plan Options

Core Plan

Vehicle Keys: R1,000 coverage.
Emergency Repairs and Accommodation: R5,000 coverage.
Tow-in Costs After Mechanical Breakdown: R1,000 coverage.
Emergency Expenses of Passengers (Non-Family): R3,000 coverage.
Optional Extras: Cover for tools, spare parts, travel accessories, credit shortfall, accidental damage to tyres or rims, and vehicle hire options.

Classic Plan

Vehicle Keys: R5,000 coverage.
Emergency Repairs and Accommodation: R15,000 coverage.
Tow-in Costs After Mechanical Breakdown: R3,500 coverage.
Emergency Expenses of Passengers (Family): R20,000 coverage.
Trauma Treatment: R5,000 coverage.
Emergency Costs: R5,000 coverage.
Optional Extras: Similar to Core Plan, with additional options for classic cars.

Executive Plan

Vehicle Keys: R15,000 coverage.
Emergency Repairs and Accommodation: R15,000 coverage.
Tow-in Costs After Mechanical Breakdown: R3,500 coverage.
Emergency Expenses of Passengers (Family): R25,000 coverage.
Trauma Treatment: R10,000 coverage.
Emergency Costs: R10,000 coverage.
Vehicle Hire Option: Group F, up to 30 days.
Optional Extras: Comprehensive, personalized insurance with flexible worldwide cover, extended limits, and dedicated claims consultants.

Additional Cover Options

Accidental Damage to Tyres and Rims

Coverage: Protection against unexpected costs from tyre and rim damage.

Car Hire

Coverage: Ensures you have a rental car after an accident or theft.

Credit Shortfall

Coverage: Protects you from owing more on your car repayment than your vehicle is insured for.

Classic Vehicle Cover

Coverage: Protects and preserves classic cars over 25 years old.

4×4 Insurance

Coverage: Protection for off-road adventures, covering 4x4s, trailers, motorcycles, caravans, or watercraft even across borders.

SmartPark™ Savings

Drive Less, Pay Less: Save up to 20% if you drive less than 15,000 km a year.

24/7 Roadside Emergency Services

Breakdown: Towing service day or night.
Jump Start: Assistance to get your vehicle started.
Locksmith: Help if you’re locked out or lost your key.
Tyre Change: Quick assistance for flat tyres.

Get an Instant Car Insurance Quote

Quick Quotes: Get an online car insurance quote in 60 seconds.

Contact and Support

24/7 Emergency & Claims Line: 0860 505 911
Google Play and App Store: Download the Santam app for instant support.

Find an Intermediary or Start Your Quote Today

Experience the peace of mind that comes with Santam’s comprehensive car insurance. Get tailored coverage, enjoy SmartPark™ savings, and access 24/7 emergency services. Get a quote today!