MiWay Car Insurance

MiWay Car Insurance Overview

MiWay offers comprehensive, affordable, and flexible car insurance tailored to meet your needs. With a strong reputation for customer service and a user-friendly online platform, MiWay provides an easy and hassle-free insurance experience.

Why Insure with MiWay?

  • Affordable Premiums: Starting from R28 per day, premiums are tailored to your risk profile and may increase annually based on economic factors.
  • Top Ratings: Highly rated on Hellopeter.com as one of South Africa’s top insurers.
  • Customer Service: Exceptional service with the ability to manage your policy online.
  • Hassle-Free Claims: Submit claims online or via the MiWay App with a clear and simple claims excess structure.
  • 24-Hour Roadside Assistance: Emergency assistance available around the clock.
  • WeDrive Service: Take-me-home driver service for added convenience.

Insurance Cover Options

Comprehensive Insurance Cover

  • Widest Coverage: Protection against theft, hijacking, accidental damage, fire, explosion, natural disasters (hail, floods), and intentional damage.
  • Windows and Liability: Includes damage to windows and liability to other parties as a result of an accident.

Third-Party, Fire and Theft Cover

  • Specific Coverage: Protection against theft, fire-related damages, and liability for damages caused to another person’s vehicle during an accident.

Third-Party Only Insurance Cover

  • Liability Coverage: Covers liability for any damage you may cause to another person’s property. Does not cover damage or loss to your own vehicle.

Total Loss Insurance Cover

  • Total Loss Protection: Covers the total loss of your vehicle due to write-offs, theft, or hijacking, along with limited third-party liability. Does not cover accidental damage not resulting in total loss.

Insurance Values

Choose the appropriate value to insure your car:

  • Retail Value: The current selling price on the dealer’s floor as per the TransUnion Dealers’ Guide.
  • Market Value: The average between the vehicle’s retail and trade values.
  • Trade Value: The average price that a motor dealer will pay for the vehicle as per the TransUnion Dealers’ Guide.
  • Special Agreed Value: Applies to unlisted, vintage, and collectors’ vehicles, caravans, and trailers where a valuation is given by an appropriate approved source.

Cheapest Car Insurance Option

Third-Party Insurance

  • Minimal Coverage: Provides liability cover for damage caused to another person’s car or property but does not cover injuries to you or damage to your car.
  • Included Coverage: Damage to another person’s car or property and injury to your passengers during an accident.
  • Exclusions: Does not cover damage to your car due to accidents, intentional acts, theft, hijacking, fire, explosion, natural disasters, or injury to you.

How to Get a Quote

Fill in your details below to get a quote:

  • First Name
  • Surname
  • Cellphone Number

Safeguard yourself against unforeseen vehicle emergencies with MiWay’s flexible and comprehensive car insurance options. Start saving today and experience the MiWay difference.